Property Owners Insurance

Property Owners Insurance

Property Owners Insurance is for owners of residential and commercial buildings who want to protect their investments.

Residential Property Owners Insurance covers any domestic duelling that is not the owners primary residence. These can include;

Unlike standard home insurance, these properties present different risks to insurers, predominantly because occupancy can be transient and changeable; often without an insurer knowing.

Commercial Property Owners Insurance is varied depending on the type of property and the type of business occupying it. It is possible to get commercial property owners insurance for;

Whatever type of property you need to insure, there are several factors that can influence your cover and premium. As an insurance broker, we will assess your needs, help you establish accurate sums insured and find policies to suit you.

How can we help you?

If you have any questions regarding any of our services, please get in touch with our local branch and we’d be happy to help.

Quick Enquiry

What you need to know about
Property Owners Insurance
Emergency Assistance

Some insurers offer a 24 hour a day, 365 days a year emergency helpline so you can get the help you and your tenants need, exactly when you need it.

Know Your Tenants

If your property is managed by a letting agent, make sure you know who is in your property. Insurers will consider the nature of your tenancy when reviewing your risk.

Optional Covers

Employers Liability, Legal Expenses and Directors & Officers Insurance could all be worthwhile; particularly if you have a management company or residents association.

Building Security

Make sure the security systems for your property are maintained regularly and changed when there is a change of tenancy.

Unoccupied Properties

Depending on the policy you need, there can be particular clauses that relate to the property being unoccupied for certain periods of time. Speak to an expert if you have questions.

Your responsibilities as a landlord

From maintaining gas appliances and wiring to fixing structural damage, make sure you have a process for monitoring and maintaining your duties as a property owner.

Why businesses choose us

Community-focused insurance

We care about protecting local businesses in our area. We understand the challenges and opportunities you face.

Get to know us

In an online world, nothing beats expert advice from a real person. You get to speak to the same people whenever you need to get in touch.

Insurance with a heart

We’re part of the Benefact Group who give all available profits to good causes.

Find out more here.

Get In Touch

8 Orchard Court, Heron Road, Exeter, EX2 7LL
01392 426046
[email protected]
Mon– Fri, 9:00-17:00

130 Port Tennant Road, St Thomas,
Swansea, SA1 8JQ
01792 641611
[email protected]
Mon, Wed- Fri 9:00–17:00, Tue 10:00–17:00

Affinity House, Bindon Road, Taunton, TA2 6AA
01823 252198
[email protected]
Mon– Fri, 9:00-17:00

Gotham Chambers, Hammett Square, Phoenix Lane, Tiverton, EX16 6LR
01884 256412
[email protected]
Mon– Fri, 9:00-17:00

South Devon House, Babbage Road, Totnes, TQ9 5JA
01803 864390
[email protected]
Mon– Fri, 8:00-17:30

Bringing Insurance back to the community