Boat Insurance

Boat Insurance provides peace of mind and can safeguard against unexpected expenses. Boat Insurance typically covers damage to the boat itself, liability for bodily injury or property damage caused by the boat, and medical payments for injuries sustained by passengers. It can also offer optional add-ons such as coverage for personal belongings on board and towing assistance. Policies vary based on factors such as the type of boat, its age, value, usage, location, and the owner’s boating experience. 

Policy Features of

Boat Insurance

The specific features of Boat Insurance can vary depending on the insurance provider and the type of policy you choose, but here are some of the features often found in Boat Insurance policies:

• Hull Coverage – covers damage to the boat, for example, collisions, storms, sinking, theft, and vandalism. It can also cover machinery, equipment, and furnishings.

• Liability Coverage – covers medical expenses for you and passengers if you’re injured in a boating accident.

• Towing & Assistance – cover for towing and assistance if your boat breaks down or becomes stranded while on the water.

• Uninsured/Underinsured Boater Coverage – cover if you’re in an accident involving another boat that is either uninsured or underinsured i.e., insufficient insurance to cover your losses or damage to your vessel. 

• Personal Property – covers personal belongings on your boat such as electronics, fishing equipment, and other items. 

The list of policy features above is a guide to what can be included in your Boat Insurance. To tailor your policy to fit your vessel and to find out about other aspects of cover, contact our team of experts today.

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