Protect your land; protect your livelihood

Did you know we can visit your farm or smallholding in the Southwest and Wales, providing you with a dedicated adviser? We’ll explain the ‘ins and outs’ of agricultural cover and insurance terminology linked to it, and help you understand your policy’s terms and conditions. We also help around risk management, which can enable us […]

A Guide to our Motor Fleet Insurance

When you own a business that uses a fleet of vehicles from two or more, the smooth running of your vehicles is key to your success. To own a respected business which provides a trusted service, you need a business process you can rely on – including your insurance. Our team of insurance experts understand […]

Touring or travelling; renting or relaxing?

From overseas travel to exotic destinations and holidays in the Mediterranean, to Holiday Home Insurance and cover for your Caravan, we can help. Different from other insurance brokers? How? Whether you’re going on a family beach holiday, a cultural trip to a European city, travelling to the US, or adventuring in Australia and Asia, our […]

Technology – a Blessing or a Curse?

Being online opens the doors to greater risks From the way we shop, to the way we bank, to the way we work, our everyday life is anchored by technology. This has created new exposures and a greater risk of cybercrime. 2021 was the worst year on record for cyber security, according to a recent […]

Understanding Title Indemnity Insurance Cover

What Does Title Indemnity Insurance cover? The process of buying a property can be complicated, with unforeseen issues occurring at the last minute. To protect yourself against loss of funds related to a purchase or sale of a property, Title Indemnity Insurance is key. While most people understand that following on from a surveyor’s report […]

Can You Hack It?

How and why do cyber-attacks happen and could your business cope in the event of an attack? Don’t assume that just because you are a small business, that you won’t be targeted by cyber criminals. SME and SMBs are possibly more vulnerable because of new working practices, small IT teams and lack of resources to […]

How do we compare to comparison sites?

Fiction: Comparison sites provide the cheapest quotes. Fact: Not necessarily. We can search the UK’s leading insurers and do all the hard work for you in obtaining the most competitive policy for your insurance needs. At Lloyd & Whyte Community Broking, our team of insurance specialists can not only provide you with the most suitable […]

Why is Management Liability Insurance an important consideration?

As a director in your business, you have responsibilities, which can also put you in the hot seat if allegations or investigations of wrongdoing take place. A claim could be made against you from a variety of different sources. Could you afford to pay the legal costs to defend a claim and potentially large compensation […]

Key considerations around Health & Safety for Businesses.

There are many aspects to consider when running a business, and one of the major ones should be Health & Safety. It is important to keep your business, your people, customers and visitors safe and ensure your company is fully complaint. Every business, small or large, is required by law to have a health and […]

Is Private Medical Insurance Worth it?

Portrait of smiling doctor

What does Private Medical Insurance provide? Taking care of your health is vital, and having the right policy can bring you unparalleled peace of mind. Private Medical Insurance benefits differ between insurers, but most of them can provide you with: · A shorter timeframe – starting with referral and consultation, to treatment and (we hope) […]

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