Charity Care and
Not for profit Insurance

At Lloyd & Whyte Community Broking, we appreciate the vital role charities play in nurturing our communities. Your dedication to providing care and support is invaluable. Which is why we believe your charity care insurance should reflect the unique nature of your work.

Charity and not-for-profit sector organisations deserve to have access to an insurance adviser who cares about service as much as you do. We understand the complex risks and challenges which you and your trustees face, and the need for specialist cover to support your club, nonprofit groups, or charity.

We can provide bespoke charity care insurance policies, crafted with your specific needs in mind and offering a financial safety net that allows you to focus on your mission.

We understand that charity organisations face a wide array of risks, from safeguarding vulnerable individuals to managing volunteers and fundraising events. Tailored insurance solutions cover public liability, professional indemnity, and property protection, shielding every aspect of your charity against potential challenges.

Our Commitment to You

Our commitment extends beyond just providing insurance; it’s about fostering enduring partnerships. At Lloyd & Whyte Community Broking, we take pride in our personalised approach. Our dedicated brokers work closely with you, offering expert advice and support to help you navigate the complexities of insurance. We make the process straightforward and transparent, giving you peace of mind.

With our extensive experience and deep understanding of the charity and not-for-profit sector, we are your trusted partner. Together, we can help safeguard the future of your organisation, enabling you to continue making a positive impact on the lives of those you serve.

Why Do You Need Tailored Charity Care Insurance?

Charity Care Insurance is essential for safeguarding non-profit organisations and their trustees against various risks. By obtaining appropriate insurance, your organisation can continue delivering essential services to communities in need. You can then maintain your focus on positive social impact without unnecessary financial stress. Effective insurance not only protects your charity care programs but also gives reassurance to donors, volunteers and stakeholders.

We Understand the Risks You Face

Running a charity may expose you to various risks. These risks can include property damage, liability claims, and employee or volunteer injuries.

For instance, if you are hosting fundraising events you need to consider Public Liability. Employers’ Liability Insurance protects against claims from staff injuries or illnesses that happen at work.

Insurance helps manage these risks, allowing your organisation to focus on its mission rather than potential financial setbacks.

Professional Indemnity Insurance is vital for organisations providing advice or care services. It can safeguard against claims of negligence or inadequate service. Property Insurance protects buildings and equipment. Cyber Insurance can help protect you against the growing risk of data breaches and cyber-attacks.

We provide expert advice and solutions, enabling you to manage your risks and find appropriate levels of cover.

We can provide insurance for:

Public Liability – Can cover the cost of compensation claims around illness, injury, or damage to property belonging to third parties. ‘Third parties’ can include clients, residents, donors, volunteers, customers or suppliers.

Employers Liability – A legal requirement if you have paid staff or volunteers.

Trustee Indemnity – Protection for directors and officers, providing cover for legal costs in defending trustees and their actions.

Cyber – Protects against cyber-attacks, hacking, data loss and damage to your reputation.

Buildings & Contents – Repairs and replacements for damage to buildings, equipment, and fixtures & fittings.

Securing appropriate insurance coverage can be challenging for charities due to limited budgets and complex needs. Additionally, organisations must regularly review and update their insurance coverage to reflect changes in operations, services, or regulatory requirements. It is important to work with a team who understands the non-profit sector, and can tailor policies to your requirements.

From the initial consultation, our experienced brokers take the time to understand your unique needs and concerns. We conduct a thorough assessment of your situation, identifying the specific risks and coverage requirements relevant to your business or personal circumstances. This bespoke approach allows us to recommend tailored insurance solutions that provide comprehensive protection.


How We Provide Consistent Support

Once we have identified the right coverage for you, we handle all the details of policy selection and application. Our team simplifies the paperwork, making it easy for you to review and finalise your insurance plan. We are always available to answer your questions, providing clear and concise explanations to ensure you fully understand your coverage.

But our support doesn’t end there. Throughout the life of your policy, we remain your dedicated point of contact. Whether you need to make a claim, update your coverage, or seek advice, we’re here to help. Our commitment to exceptional service ensures that you have a reliable partner by your side, protecting your interests every step of the way.

With Lloyd & Whyte Community Broking, you can trust that your insurance needs are in expert hands, allowing you to focus on what matters most to you.

Talk to our advisers today. We understand this market and have access to insurers who can provide the charity care insurance this sector demands.

Benefact Group Supporting Charities and Not for Profit Organisations​

We are proudly part of the Benefact Group, an independent, specialist financial services group which gives all of its available profits to charity and good causes. Like you, our aim is to give back to communities, as we believe better business betters lives. .

Benefact Group’s giving goes beyond financial donations – they offer a range of support and resources to help charities. From raising funds and managing volunteers to measuring your impact, their support is here to help improve your organisation’s sustainability and resilience.

Find out about their charity support here

Why Local

Businesses Choose Us

Community-Focused Insurance

We care about protecting local businesses in our area. We understand the challenges and opportunities you face.

Get to
Know Us

In an online world, nothing beats expert advice from a real person. You get to speak to the same people whenever you need to get in touch.

With a Heart

We’re part of the Benefact Group who give all available profits to good causes.