About Our

Commercial Insurance

Commercial Insurance
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Also known as business insurance, commercial insurance is designed to protect your business when unexpected situations occur, such as losses due to legal action, accidents, or natural disasters. It typically includes a range of policies tailored to specific needs and risks faced by businesses in different industries. These policies can cover property damage, liability claims, business interruption, employee injuries, and more. Whether you’re self- Whether you’re self-employed, small and medium-sized enterprise or larger organisation, business insurance can provide the support and protection needed to run your business successfully. 

Business or Commercial Insurance is crucial for several reasons:

Legal Compliance: Certain types of business insurance, such as Employer’s Liability insurance, are legally required for most businesses in the UK. Failing to have the necessary insurance can result in fines and legal penalties.

Financial Protection: Business Insurance provides financial protection against unexpected events that could otherwise lead to significant financial losses. For example, property insurance can cover damage to buildings and equipment caused by fire, theft, or natural disasters.

Liability Coverage: Business insurance helps protect against legal claims and liability lawsuits. This can include coverage for bodily injury or property damage caused by your products, services, or operations, as well as legal costs associated with defending against such claims.

Business Continuity: Insurance can help businesses recover and continue operating in the event of a disruption, such as a fire, flood, or other unforeseen circumstances. Business interruption insurance, for example, can cover lost income and ongoing expenses during periods when the business is unable to operate.

Protecting Assets and Investments: For many businesses, especially small and medium-sized enterprises (SMEs), their assets and investments are essential to their operations and success. Business insurance helps protect these assets by providing coverage for property, equipment, inventory, and other valuable resources.

Peace of Mind: Having adequate insurance coverage gives business owners peace of mind, knowing that they are prepared for the unexpected and have measures in place to mitigate risks.

Our teams have decades of experience helping businesses by understanding your requirements, highlighting all risk exposures and recommending products that are appropriate to your specific needs and location. You can be confident that your business is protected properly.


Commercial Insurance

Types of Business

We Support :

  • Contractors & Tradesman

  • Hotels, Guest Houses and B & B

  • Motor Trade

  • Shops, Offices and Surgeries

  • Pubs, Bars & Restaurants

  • Sports & Social Clubs Insurance

  • Manufacturing & Wholesale Insurance 

  • Charity & Care Sector

  • Taxi, Bus & Coach

  • Haulage

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Why Local

Businesses Choose Us

Community-Focused Insurance

We care about protecting local businesses in our area. We understand the challenges and opportunities you face.

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Know Us

In an online world, nothing beats expert advice from a real person. You get to speak to the same people whenever you need to get in touch.

With a Heart

We’re part of the Benefact Group who give all available profits to good causes.