Services

Farm Motor Insurance

Photo of combine harvester that is harvesting wheat
Harvest machine loading seeds in to trailer.

Your agricultural vehicles are vital to the day-to-day operation of your business, whether that is as a farmer, a smallholder, landscaper or contractor.

We recognise that every farm business is different and has its own unique set of risk and needs. So it is important that you have the appropriate cover to protect your livelihood.

Farm Motor Insurance is specifically designed to provide coverage for vehicles used in agricultural operations. If your vehicle is damaged or out of commission due to an accident or other covered event, farm motor insurance can help cover the costs of repairs or replacements, minimising disruptions to farm activities.

Farm motor insurance policies can be tailored to meet the specific needs of individual farms and agricultural operations. We take the time to really get to understand your requirements and will undertake farm visits to look at risk evaluations, no matter what size of enterprise you run. That way we can ensure that we can provide you with Farm Motor Insurance that is bespoke to you. This may include options for additional coverage, such as coverage for livestock trailers, agricultural machinery breakdown, or agricultural produce in transit.

Like all motor vehicle insurance in the UK,  insurance is often a legal requirement for vehicles used on public roads. It helps ensure compliance with UK road traffic laws and regulations.

Farm Motor Insurance
Farm Motor Insurance

Farm Motor Insurance policies can protect all your farm vehicles, private and commercial against a range of risks, including accidents, theft, fire, and vandalism, under one comprehensive policy designed specifically for this industry. We can provide insurance Comprehensive, Third Party Fire and Theft or Third Party cover on a range of vehicles including:-

  • Tractors
  • Combine harvesters
  • Trailers, loaders and other attachments
  • Diggers, dumpers and Rough Terrain Vehicles (RTVs) and All Terrain Vehicles (ATV)
  • Ride on lawn mowers
  • Quad bikes
  • Private Cars
  • Pickups, Commercial Vehicles and Lorries

Insurance includes liability coverage. This protects farmers and agricultural businesses from financial losses associated with third-party property damage or bodily injury caused by their vehicles.

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