Effective farm risk management in the South West and Wales is essential for protecting your livelihood. Farming is one of the most uncertain industries – affected by an ever-changing range of risks from extreme weather, machinery breakdown to market volatility and health and safety concerns. Who can buy farm and agricultural insurance?
Here at Lloyd & Whyte Community Broking, we offer insurance and risk management services designed specifically for the agricultural industry. We’re here to help you mitigate risk, build resilience and protect your long-term success.
Why is Risk Management important?
Risk Management is so much more than just insurance. It’s the process of anticipating potential threats to your business before they become expensive problems, and making sure you have the correct protection in place.
The right approach to Risk Management enables you to:
- Protect your assets and revenue from the effects of natural disasters, disease, accidents and more.
- Improve health & safety standard by reducing risks employees and family members.
- Maintain your compliance with industry standard and regulations
- Build your resilience enabling your business to continue to operate in the face of challenges
- Protect your legacy and gives you confidence in your business’s future.
Our Services
When it comes to your business, we know that one size does not fit all. That is why we offer tailored, flexible solutions and services, including:
- Farm Property & Equipment Insurance – Covers machinery, vehicles, and infrastructure.
- Liability Insurance – Protects you from claims arising from accidents, injuries, or damage, where you are liable or negligent.
- Health & Safety Risk Management – Arranging proactive assessments, safety planning, and training to reduce incidents and protect your workforce.
- Business Continuity Planning – Helping your farm to keep trading during a period of disruption
- Custom Risk Assessments – Identifying and addressing vulnerable areas of your operations to minimise risk exposure.
Planning for the future
With farming, there is always a need to look ahead to the next season, or even the next generation. By taking out specialist insurance policies and using proactive risk management services, we can help your business to operate more safely, reduce uncertainty and ultimately protect what is most important to you.
Why Local
Businesses Choose Us
Community-Focused Insurance
We care about protecting local businesses in our area. We understand the challenges and opportunities you face.
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Know Us
In an online world, nothing beats expert advice from a real person. You get to speak to the same people whenever you need to get in touch.
Insurance
With a Heart
We’re part of the Benefact Group who give all available profits to good causes.