We provide Young or New Driver Car Insurance that offers several benefits tailored to the specific needs and challenges faced by inexperienced drivers. It can provide cover for accidents, theft, or damage to the vehicle, plus additional add-on features such as roadside assistance and legal coverage. Insurers typically view Young or New Drivers as high-risk due to their lack of experience and driving history. Some insurers use black box or telematic technology, which monitors driving behaviour such as speeding, braking, and taking corners; with safe and responsible driving habits potentially reducing premiums. It might be that cover on a parent’s car or temporary car insurance might be more suitable.
Policy Features of
Young & New Driver Car Insurance
A Young or New Driver Car Insurance policy can include the following features, designed to address the unique needs and challenges faced by inexperienced drivers:
• Comprehensive Car Insurance
• Third Party, Fire & Theft
• Third Party
• Telematic or Black Box technology
• Named Driver Experience – cover that adds a young driver on to a parent’s policy, allowing the young driver to build up a no-claims bonus.
• Accident Forgiveness – some insurers offer accident forgiveness, meaning that the first at-fault accident won’t result in increased premiums.
• Legal & Breakdown Cover
• Personal Injury Protection – coverage for medical expenses and lost wages in case of injuries resulting from accidents.
• Optional Extras – additional coverage options may include a courtesy car or replacement key.
What Makes Us Different?
You’re a part of our virtuous circle of giving. This means when you take out a Young & New Driver Car Insurance policy with us, it enables us to give even more to our communities.
As part of the Benefact Group, we’ve given to local charities including Libraries Unlimited, Hands Up For Down’s, Musical memories Choir, and Foothold Cymru.
Why Local
Businesses Choose Us
Community-Focused Insurance
We care about protecting local businesses in our area. We understand the challenges and opportunities you face.
Get to
Know Us
In an online world, nothing beats expert advice from a real person. You get to speak to the same people whenever you need to get in touch.
Insurance
With a Heart
We’re part of the Benefact Group who give all available profits to good causes.