Sports & Social Club Insurance

social club insurance
social club insurance

We're on Your Team

Running a sports or social club comes with a unique set of responsibilities and risks. From ensuring the safety of members and guests to protecting the club’s assets and managing various events, club administrators have much to consider. We provide policies designed to protect your organisation, customers, volunteers, staff, equipment, and premises around unforeseen events that could impact on your organisation and reputation. Sports and Social Clubs need insurance that covers a wide range of events including property damage, public and employers liability and business interruption insurance.

Whether you run a football, cricket, tennis, rugby, or football club; or a gym, bowling club or other type of sports organisation, our team of experts can provide you with cover that won’t throw you off your game. Similarly, if you are the organiser of an art, music, chess, or book club for example, we can provide you with effective cover to protect your organisation.

Comprehensive Protection for


We can provide standard or tailored policies specifically designed to cover your recreational sports club or social activities club.

  • Employers’ Liability Insurance – a legal requirement
  • Public Liability Insurance
  • Product Liability Insurance
  • Directors & Officers Insurance
  • Trustees’ Indemnity Insurance
  • Professional Indemnity Insurance
  • Business Interruption Insurance
  • Legal Expenses Insurance
  • Group Personal Accident Insurance

Lloyd & Whyte Community Broking offers specialised types of insurance, tailored to meet the needs of sports and social clubs.

Here are the benefits of our comprehensive coverage:

  • Liability Insurance – Clubs are social hubs where numerous activities occur, from sports matches to social gatherings. This environment inherently carries a risk of accidents and injuries. Public Liability insurance protects your club against claims and legal expenses from third parties (such as an employee or volunteer), who might suffer injuries while on your premises, due to negligence.
  • Property Insurance – Your club’s facilities and equipment represent significant investments. Policies that we can provide include cover for buildings, contents, and equipment against risks such as fire, theft, and vandalism. An insurance policy will ensure that you can quickly recover and replace damaged or lost property, maintaining the continuity of your club’s activities.
  • Event Insurance – Organising events is a core activity for many sports and social clubs, whether it’s a tournament, a social gathering, or a community fundraiser. Event insurance provides coverage for these occasions, protecting against risks such as cancellation, liability issues, and property damage. This allows you to plan and execute events with confidence, knowing you are protected against unforeseen incidents.

Specialist Coverage Options

Directors & Officers Liability Insurance & Trustees Indemnity Insurance

 The individuals managing your club take on significant responsibilities and, with them, potential liabilities. Directors and Officers Liability Insurance & Trustees Indemnity Insurance protects club leaders and trustees against personal loss resulting from legal actions brought against them for alleged wrongful acts in their managerial capacity. This coverage is essential for attracting and retaining dedicated individuals to your club’s leadership roles.

Personalised Service and Expert Guidance

The Tailored Insurance 

At Lloyd & Whyte Community Broking, we recognise that no two clubs are identical. Our experienced brokers work closely with you to understand your club’s specific needs, activities, and risks. We conduct thorough assessments and recommend tailored insurance solutions that provide comprehensive protection without unnecessary costs.

Navigating insurance can be complex, but we strive to make it straightforward. From the initial consultation to policy selection and implementation, our brokers guide you through each step, providing clear explanations and expert advice. Our goal is to ensure you fully understand your coverage and feel confident in your insurance decisions.

Ongoing Support and Claims Management

In the event of a claim, our team can assist you. We understand that dealing with a claim can be stressful, and we aim to make the process as efficient and straightforward as possible. Our team works closely with you, providing guidance and support to ensure a fair resolution, allowing you to focus on running your club.

social club insurance
social club insurance

Peace of Mind for Club Administrators

The Financial Stability
With comprehensive club insurance, you can ensure the financial resilience of your organisation. Our policies help cover the costs of unforeseen incidents, reducing the financial burden on your club and allowing you to recover and continue operations more smoothly.

Peace of Mind
Running a club involves many responsibilities and potential risks. With Lloyd & Whyte Community Broking, you gain peace of mind knowing that your club is protected by tailored, comprehensive insurance solutions. This assurance allows you to focus on providing a safe and enjoyable environment for your members and guests.

Partnering for Success

Lloyd & Whyte Community Broking is more than just an insurance provider; we are your trusted partner in the success of your club. Our deep understanding of the sports and social club sectors, combined with our commitment to personalised service, ensures that you have a reliable ally in navigating the complexities of insurance. By choosing us, you gain access to comprehensive coverage, expert guidance, and ongoing support, all designed to protect your club and help it thrive.

Why Local

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Community-Focused Insurance

We care about protecting local businesses in our area. We understand the challenges and opportunities you face.

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In an online world, nothing beats expert advice from a real person. You get to speak to the same people whenever you need to get in touch.

With a Heart

We’re part of the Benefact Group who give all available profits to good causes.