Taxi, Bus & Coach Insurance

Driving your Business Forward

What does Taxi, Bus and Coach Insurance cover?

In the transport industry, owners and operators of taxis, coaches, and minibuses face unique risks and responsibilities. As a specialist insurance broker, we offer insurance solutions tailored to meet the needs of transport operators, providing comprehensive coverage. Here are the key benefits of choosing insurance through us:

Comprehensive Coverage Tailored to your Needs

Your taxi, coach or minibus is the backbone of your business. Our insurance policies cover your vehicles against damage from accidents, theft and vandalism. This comprehensive protection ensures that your vehicles can be quickly repaired or replaced, minimising downtime and keeping your operations running smoothly.

Public Liability Cover – Transporting passengers involves significant liability risks. Our public liability insurance protects your business against claims from third parties who suffer injuries or property damage due to your operations. This coverage is crucial for safeguarding your business from potentially costly legal claims and compensation demands, ensuring you can operate with confidence.

Employers Liability Insurance – As an employer, you are responsible for the safety of your staff. Our employer’s liability insurance provides coverage against claims from employees who are injured or become ill as a result of their work. This protection is not only a legal requirement but also essential for maintaining a safe and supportive working environment.

Passenger Liability Insurance – Ensuring the safety of your passengers is paramount. Our passenger liability insurance covers claims arising from injuries sustained by passengers while using your service. This coverage provides financial protection and demonstrates your commitment to passenger safety, enhancing your reputation and trustworthiness.

Specialised Coverage

Your policy can also include specialist add-ons, which can add another layer of protection to your cover.

Breakdown Assistance – Vehicle breakdowns can cause significant disruptions to your service. Our breakdown assistance coverage ensures that help is always at hand, providing roadside repair or towing to minimise delays and keep your vehicles on the road.

Legal Expenses Insurance – Navigating legal disputes can be costly and time-consuming. Our legal expenses insurance covers the costs of legal representation and court fees, helping you manage and resolve disputes efficiently. This coverage provides financial protection and allows you to focus on running your business.

Loss of Licence Insurance – Losing your operating licence can be devastating for your business. Our loss of licence insurance provides financial support if your licence is suspended or revoked, helping you manage the financial impact and plan your next steps.

Personal Service and Expert Guidance

We understand that every transport business is unique. Our advisers work closely with you to understand your specific needs and risks. We conduct thorough assessments and recommend tailored insurance solutions that provide comprehensive protection without unnecessary costs.

Navigating insurance can be complex, but we strive to make it straightforward. From the initial consultation to policy selection and implementation, our advisers guide you through each step, providing clear explanations and expert advice. Our goal is to ensure you fully understand your coverage and feel confident in your insurance decisions.

Ongoing Support and Claims Management

In the event of a claim, our dedicated claims management team is here to assist you. We understand that dealing with a claim can be stressful, and we aim to make the process as efficient and straightforward as possible. Our team works closely with you, providing guidance and support to ensure a swift and fair resolution, allowing you to focus on running your business.

To discuss a new quote or to talk your insurance options through with one of our experts advisers, get in touch. 

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